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FAQ
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What is the difference between pre-qualification and pre-approval?
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What is the difference between APR and Interest Rate?
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What are discount points?
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What are appraisals and surveys?
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When am I committed to borrow?
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What should I do between contract and closing?
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What is the closing?
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What does the term "locking the interest rate" mean and how and when should you lock your rate?
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What are the bank statement guidelines? Is it okay to use Internet statements, instead of hard copy bank statements, to verify my bank and investment accounts?
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What things should I avoid during the loan process?
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